January 2009

Found 10 blog entries for January 2009.

Buying a new home should be an exciting time for you. What you do not want are some bad surprises that sometimes go along with the home buying process.

It is not funny when you find out that the house you just bought has squirrels living in the attic or the house has a leaky roof that has been leaking for a long time, or that water is spraying on the wall behind the tiles in the bathroom and as soon as you lean against it first time, the whole wall collapses. Or what if your new home is located in a bad neighborhood where drive-by shootings are a part of your Saturday night entertainment?

How about a different kind of surprise? You go to the closing and the contract you signed has some fees attached that you missed reading because it was buried in

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For homeowners, the one word that invokes the most concern is foreclosure. Whether through tragic circumstances or situations beyond the homeowner's control, foreclosure is a threat that can lead to many problems in the future. Fortunately, foreclosure is something that can be avoided in times of financial trial, if one knows where to get help.

Foreclosure is defined as the legal process that occurs when a homeowner, or owner of any property, loses interest and ownership in the property when he is unable to make regular payments on the mortgage. In other words, a if a homeowner can't come up with the monthly amount to satisfy lenders, he can lose his home if it is foreclosed.

How Does Foreclosure Happen?

There are a number of reasons why

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The last thing a homeowner wants to face is the possibility of foreclosure. Troubles with finances can happen suddenly and without warning, leaving a homeowner despondent over where to find enough money to pay the mortgage. Whether this crisis arises from an medical emergency of loss of employment, it is important to immediate consider your options so you don't lose more.

With regards to regaining your financial foothold and keeping your property, there are a number of alternatives homeowners can consider. Consulting with a loss mitigation specialist can steer you in the proper direction, so you can find your financial solution quickly and handle any mortgage and loan issues with care. Here are just a few suggestions on how one can intercept

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Used to be, if you were interested in looking for a home to buy, you either consulted the classifieds of your local newspaper or happened upon For Sale signs while driving through various desirable neighborhoods. True, while many potential home buyers continue these time-honored techniques, there is something to be said for using the Internet to pursue your dream home. Using the tools available to you, you have the ability to research homes, condominiums, and apartments before you physically scout the property. Here are just a few tools to keep handy for your next house search.

Real Estate Search Engines

Most people think of Google or Yahoo when contemplating Internet search. While both major portals are helpful for the house hunter (Yahoo has a

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Pop quiz time: when you sell a home by yourself, how many people are involved in the process?

You may have answered two: the seller and the buyer. While these two are probably the most important people involved in the sale of any home, by no means are they the only people to consider. Just because you have decided to go the For Sale by Owner route doesn't mean you get to eliminate the middleman. Selling a home involves more people than you realize.

In fact, there could be as many as twenty people involved in the sale of your home, people you may have to hire in order to complete a legal, smooth transaction. That's right. Were you to sell your home through an agency, some aspects might be covered by the agency with their own people. Otherwise, fees

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Her name means, literally, "territory of the southern people," and it is quite fitting since in Southeastern Virginia, Suffolk lies south of Norfolk. Situated approximately twenty miles from Norfolk and nearly an hour and a half from Richmond, Suffolk is attractive to Virginia residents for its distance from the more populous areas of Hampton Roads. In recent years, too, many major industries have come to set up large offices in Suffolk, among them Unilever and Target. However, this does not detract from the rural charm of this growing city, and it is certainly one place anybody visiting southern Virginia should see.

Where other areas of Hampton Roads offer excitement at the shore and historical interest with Colonial-era curiosities, Suffolk's

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Think you have to travel all the way to Washington, DC to enjoy cultural events, art, and music? For the best in symphony, dance, and visual arts on the Eastern seaboard, one can easily absorb inspiration for all senses in Norfolk, Virginia, the cultural capital of the Tidewater region.

Whether you live in the Hampton Roads area or have come on vacation, to enjoy a trip to historic Williamsburg or sunny Virginia Beach, a stop in Norfolk enhances any vacation with her many cultural delights. Intimate venues off the downtown area like the Harrison Opera House and the Chrysler Auditorium are home to the Virginia Symphony, the Virginia Ballet, and the Virginia Opera, among other nationally renowned performing arts organizations. Each year, too, theater

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You can drive far and wide along the nation's interstates, but eventually you will have to admit that no other state on the Eastern seaboard offers such diversity in culture and environment than Virginia. From the majestic mountains cut by the Appalachian Trail to the gentle coastline bordering the Atlantic Ocean, Virginia boasts many natural resources and opportunities for prosperity. Anyone considering a move from the sweltering Deep South, the Great White North, or from Way Out West ought to give the commonwealth a try.

Especially, one would do well to consider a move to the Hampton Roads area. This metropolitan region spans ten independent Virginia cities over twenty towns (incorporated and unincorporated) among seven counties, plus parts of the

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In taking on the responsibility of selling your own home, you have the added task of appraising not only your property, but the people who wish to bid on it. Whether you are hosting an open house or taking potential buyers on a private tour of your home, you may be excited at the prospect of receiving a bid immediately.

Before you pop open the champagne bottle and celebrate a pending contract, however, it is necessary to take a number of factors into consideration when courting a home buyer. Do your research first, and prevent any headaches when it comes time to draft a contract.

When evaluating potential buyers, here are a few things to consider before you prepare to sell. It is handy, too, to have the assistance of a mortgage loan officer if you

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In making the decision to move to Norfolk, Virginia, you are coming to a city rich in American and military history. Known as an important mid-Atlantic seaport, Norfolk is also home to one of the largest Naval bases in the country and maintains a superior reputation for patronization of arts and culture. Norfolk houses the elegant Chrysler Museum of Art, hosts a popular annual Azalea Festival, and is headquarters to People for the Ethical Treatment of Animals. Diversity in tradition and lifestyles make Norfolk an interesting place to live.

The question will arise, where in Norfolk should you live? Norfolk is not a large city by scale, but does account for a good percentage of the Hampton Roads metropolitan area. It is bordered by the Elizabeth River

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